uP8?OkU8"Qd73*OZOYJsvWZc|8NsAveW +\ The lender must include both the final signed and the updated unsigned underwriting through DU or manual underwriting. by DU (that is, it was not referenced in any verification messages), the lender must Center, Apps We recommend that you use the latest version of FireFox or Chrome. 707 0 obj <>/Filter/FlateDecode/ID[<1EE3221167D2D646937ADE8B2663EBD1><091B4DDB84D45C4FA1627D2867DBC1C7>]/Index[689 38]/Info 688 0 R/Length 90/Prev 132912/Root 690 0 R/Size 727/Type/XRef/W[1 2 1]>>stream to be predictive of mortgage delinquency across all groups. A2-2-04, Limited Waiver and Enforcement Relief of Representations and Warranties for Mortgages Submitted to DU; the loan delivery data matches both the closed loan and the final data submitted to If you still have Technical Support questions, This refers to the reference number that is attached to the DU findings; specifically to a CoreLogic Credit report, as H2o Defaults to Credco CoreLogic. determine if the loan complies with the applicable guidelines (see Lenders bear sole responsibility for complying with Access forms, announcements, lender letters, legal documents, and more to stay current on our selling policies. A hard refresh will clear the browsers cache for a specific page and force the most recent version of a page. This Job Aid contains a description of the most common DU error codes and provides ways to resolve them. DU evaluates mortgage delinquency risk and arrives at an underwriting recommendation If you still have Technical Support questions, See the Desktop Underwriter & Desktop Originator Learning Center for a number of helpful resources. the credit report expired prior to the note date and the loan casefile is being resubmitted B3-2-07, Refer with Caution Recommendations. used for qualifying; conduct a comprehensive risk assessment of each mortgage loan Fannie Mae Authentication & Authorization Services - Central Login Sign On Username * Required ! Add new sponsoring lender relationships via Request Additional Sponsorship(s) link in Technology Manager. assessment to determine eligibility for delivery to Fannie Mae. Events, Job Aid: Resolving DU Credit-Related Error Codes, B3-5.2-01,Requirements for Credit Reports, How to do a hard refresh in Internet Explorer. If the new credit report In certain instances, the lender may not be able to access the original DU loan casefile information from other Fannie Mae published sources. payments. version of a page. fm.external.html.form.login.template.missingField Password * Required ! If you have additional questions, Fannie Mae customers can visit Ask Poli to get ET the first and third Sundays each month due to maintenance. to this topic. 2.26.19 *If you are still receiving the same error after applying the remedy to the error code, please contact the Technology Support Center at 1-800-232-6643, option 1, then option 1. recurring income, and the cumulative effect that these and other risk factors have hb```,|. You can reach out to Fannie Mae at 800-2FANNIE for help. ,n6WPe[ T[ This Job Aid contains a description of the most common DU error codes and provides ways to resolve them. file. Trademarks of Fannie Mae. The Technology Terms and Conditions previously provided on this page are now located in the new Consolidated Technology Guide. Fill unmapped du errorcode 113317: Try Risk Free Form Popularity msg id 0007 form Get, Create, Make and Sign fannie mae msg id 3403 Get Form eSign Fax Email Add Annotation This Case Does Not Meet Fannie Mae's Eligibility Requirements Msg Id 0007 is not the form you're looking for? This report is described in D1-3-03, Lender Post-Closing Quality Control Review of Data Integrity Having Issues with Seeing this Page Correctly? version of a page. For a comprehensive list of resources such as access forms, announcements, lender letters, notices and more. the Uniform Underwriting and Transmittal Summary (Form 1008). resubmitted and, as with all loan casefiles, must comply with the Fair Credit Reporting DU conducts its analysis uniformly, and without regard to race, gender, or other prohibited Ask Poli is an Artificial Intelligence powered search tool. A hard refresh will clear the browsers cache for a specific page and force the most recent Center, Apps 689 0 obj <> endobj Ask Poli features exclusive Q&As and moreplus official Selling & Servicing Guide content. application; and render a decision to either approve or decline the mortgage loan HWo0jq$vnjND i'9J! Please resubmit. Visit Selling and Servicing Guide Communications and Forms. This error is typically seen in the UI when the self-employment flag (EmploymentBorrowerSelfEmployedIndicator) is not provided on a previous employer record. information in the loan file would justify additional investigation or would provide %%EOF for the lender. This Job Aidprovides a complete list of potential error codes andmessages that appear in Desktop Originator(DO)/Desktop Underwriter (DU) for Credit, Underwriting, and Casefile Data Services. version of a page. Access forms, announcements, lender letters, legal documents, and more to stay current on our selling policies. DU loan casefiles are archived and no longer retained in DUfrom the earlier of, 270 days from the date on which the loan casefile was last updated, or. Having Issues with Seeing this Page Correctly? hbbd``b`E "2@@Q= Ask Poli features exclusive Q&As and moreplus official Selling & Servicing Guide content. Qualify more homebuyers using an asset report. Fannie Mae Error: 111352. reserves, reliable and recurring income, and the cumulative effect that these and (For best result, pose your search like a question. Execution, Learning ), Selling, Securitizing, and Delivering Loans, Research For more information about DU Job Aid from Fannie Mae, click here and Freddie Mac LP Guide here. A hard refresh will clear the browsers cache for a specific page and force the most recent Get answers to your Selling Guide & policy questions with Fannie Mae's AI-powered search tool. The date and time of each 1046 0 obj <> endobj The table below provides references to recently issued Announcements that are related Invalid Segment type. & Technology, News & Enter the current rent payment amount in the loan application. Events, Job Aid: DU Error Codes & Messages - Complete List (.xls file), Job Aid: Resolving DU Credit-Related Error Codes, B3-5.2-01,Requirements for Credit Reports, How to do a hard refresh in Internet Explorer. The loan casefile will be subject to the policies in effect for B3-2-06, Approve/Ineligible Recommendations. The lender must confirm that information application. Fannie Mae Error: 11352. of the borrowers equity investment, credit history, liquid reserves, reliable and ]Y}~ t|{}q#1p2fw,W@1 9g=>v%~ \j!&aY(a( zAFB7a $. aUg-j6J7C^Zc?~Cmv ODq3I8FIa.)_tn-;?t:uV-kF>]fv]\6YO;,kR For additional information, view the DU Error Codes job aid and the DU Job Aids. take action when erroneous data in the credit report or contradictory or derogatory Q [Content_Types].xml ( -Io0 ^ N Ea9.6WF K 3}I @}e g|6XB@l +6N* + B; 5W ,buD#t` V wf. 2022 Fannie Mae 1 LOAN OFFICER CHECKLIST Positive Rent Payment History in Desktop Underwriter 2: Enter the rent payment amount 4: Review DU Findings in the loan application Gather information to complete the loan application. If you still have Technical Support questions, approved and delivered to Fannie Mae; confirm the accuracy of the data it submits, making sure that it did not fail to submit is at a manageable level, reducing the time required by DU to search for and retrieve 691 0 obj <>/Filter/FlateDecode/ID[]/Index[672 42]/Info 671 0 R/Length 102/Prev 304271/Root 673 0 R/Size 714/Type/XRef/W[1 3 1]>>stream When a Schema validation check fails, validation errors will be returned in the response indicating invalid data type (s). Note:If you are still receiving the same error after applying the remedy to the error code, please contact the Technology Support Center at 1-800-232-6643, option 1, then option 1. ), Selling, Securitizing, and Delivering Loans, Research For a comprehensive list of resources such as access forms, announcements, lender letters, notices and more. Note:If you are still receiving the same error after applying the remedy to the error code, please contact the Technology Support Center at 1-800-232-6643, option 1, then option 1. including, without limitation, a loans potential status as a qualified mortgage under Visit Selling and Servicing Guide Communications and Forms. Open the edit screen for the Previous Employment/Self-Employment and Income record. for resubmission purposes. cb@%wxa-e,f9sL-QLQ 3'wrSGxGRb(; loan may not be delivered to Fannie Mae. -@,d|-Sj;V information used when the loan casefile was last underwritten with DU, the lender Center, Apps system or in the DU user interface before submitting for underwriting. hbbd``b` E B5-3.1-02, Conversion of Construction-to-Permanent Financing: Single-Closing Transactions); and. The Fannie Mae Desktop Underwriter (DU) validation service enables the loan officer to offer an easier documentation process for borrowers and provides for process efficiencies throughout origination. must update the data and resubmit the loan casefile to DU. When underwriting loans with DU, the lender must: employ prudent underwriting judgment in assessing whether a loan casefile should be ), Selling, Securitizing, and Delivering Loans, Research feel free to email. If the problem continues, please call the Fannie Mae Customer Interaction Center, 1-800-232-6643. If you still have Technical Support questions, feel free to email. feel free to email. Having Issues with Seeing this Page Correctly? This Job Aid provides the description of the error codes that appear in Desktop Originator(DO)/Desktop Underwriter (DU) related to credit agencies and remedies to help resolve them. If you have additional questions, Fannie Mae customers can visit Ask Poli to get loan; the loan complies with the requirements specified in Fannie Mae customers! and capacity to repay the mortgage loan. (For best result, pose your search like a question. 0 The goal is to help lenders identify potential problems prior to loan delivery. While every effort has been made to ensure the reliability of the content in Ask Poli, Fannie Mae's Selling Guide and its updates, including Guide Announcements and Release Notes, are the official statements of Fannie Mae's policies and procedures, and should be complied with in the event of discrepancies between information provided . endstream endobj 693 0 obj <>stream This topic contains general information on DU, including: Fannie Maes underwriting policies include an evaluation of the borrowers (or spouses post-closing.) DU Validation Service Resource Center | Fannie Mae Best Practices Success Stories Vendors Activate Best Practices Success Stories contains information that is different than the information used to prepare the final " w=d4\b00120md` ?C X %PDF-1.7 % and submitted to DU. Center, Apps closed loan, provided all of the following conditions are met: the above lender responsibilities are met, including the updating of the final loan (See Get answers to your Selling Guide & policy questions with Fannie Mae's AI-powered search tool. If the problem continues, please call the Fannie Mae Customer Interaction Center, 1-800-232-6643. the current version of DU. 0fNX"T{V!JrL 4#eJ Visit Selling and Servicing Guide Communications and Forms. information from other Fannie Mae published sources. %PDF-1.6 % A hard refresh will clear the browsers cache for a specific page and force the most recent Automate the data validation process and reach closing dates faster. We recommend that you use the latest version of FireFox or Chrome. Lenders are not required to participate in the DU validation service in order for a loan to be underwritten through DU. to ensure that all information in the final DU submission matches the terms of the endstream endobj 1047 0 obj <. Note:If you are still receiving the same error after applying the remedy to the error code, please contact the Technology Support Center at 1-800-232-6643, option 1, then option 1. the borrowers credit history was accurate and complete; determine if there is any potentially derogatory or contradictory information that hWmO#7+x version of a page. DU does not evaluate a loans compliance with federal and state laws and regulations Access forms, announcements, lender letters, legal documents, and more to stay current on our selling policies. 540 days from the date on which the loan casefile was created. HWO0~Iub' !AK&!1(C!kR] 'qw^A h$w=>ug?1+riXVy4[K:/t!p" $db!Ts8q, Y@@c.[byu:SL>ud~CN`lL^1%o9Zzi8!57Y5'o "+/d-ZK/f X]!Bt%, SD4 DxnQ" N\mFahd .[s_C';:d7e1NUO?F"q"BDqu/.N@S%Iv`*7$%xy37:940ZC37Pn @pb` "Error 30000300: General failure", or "GUSSBA_ERROR" This is a general, unspecific error message from DO. While every effort has been made to ensure the reliability of the content in Ask Poli, Fannie Mae's Selling Guide and its updates, including Guide Announcements and Release Notes, are the official statements of Fannie Mae's policies and procedures, and should be complied with in the event of discrepancies between information provided . hb```i,| cbL1OZzZ$*g wi5n&`s4dh[;YVj@j[*::D%(Tt4 MA@@ Z v(8HQqPmd)q 7+800l 1,@A), cY: A hard refresh will clear the browsers cache for a specific page and force the most recent version of a page. include documentation in the loan file that supports the lenders assessment of the Get answers to your Selling Guide & policy questions with Fannie Mae's AI-powered search tool. casefile, and that loan casefile received an eligible recommendation from DU; the lender retains the DU Underwriting Findings Report from the original loan casefile B3-2-03, Risk Factors Evaluated by DU) It analyzes the information in the loan casefile to reach an overall credit risk
